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Wealth/Level 4, Unit 3/Single best answer
Financial Planning & Advice (Level 4, Unit 3)
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Amelia, a 45-year-old marketing executive, seeks your advice on planning for her retirement at age 60. She has a moderate risk tolerance and wishes to maximize her retirement savings while adhering to FCA guidelines on suitability. She currently has £50,000 to invest and plans to make regular contributions. Considering her time horizon, risk profile, and the need to generate sufficient retirement income, which of the following initial asset allocations would be the MOST suitable, taking into account the FCA's principles of treating customers fairly and acting in their best interests? Assume all options are diversified across various sectors within the asset classes.
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